Group Health Insurance Plans and Employee Benefits Packages for Oregon Communities:

Portland, Lake Oswego, Sherwood, Clackamas, Hillsboro, Forest Grove, West Linn, Troutedale, Aloha, Kaiser, Sandy, Banks,Salem, Gresham, Beaverton, Corvallis, Tigard, Milwaukie, Boring, Oregon City, Wilsonvile, Newberg, Dallas, Hood River, Estacada, McMinnville, Woodburn, and surrounding cities.

Employee benefits are something that most businesses must manage no matter where you live. While they are an important, few employers have the time and resources to sit down and properly manage them. Montgomery & Graham understands this and has dedicated itself to innovative employee benefits planning.

Group health insurance is provided by an employer to its employees, and often to the families of the employees. This insurance may be a policy that the employer purchases from an insurance company, or in some cases is self-funded and it sets funds aside to pay for medical expenses of those covered by the group policy. Group health insurance may be offered to employees at no cost, but often is offered at reduced rate to the employees, or a rate that is better than what an individual might get if they were to get a policy on their own. Group medical insurance is often less expensive per individual than it would be for a private policy. This is due in part the employer subsidizing the rates, and in part to the better rates that the insurance company gives for the large policy. For employee group health insurance, there are two categories: large group insurance and small group insurance. The category of insurance is determined by the number of employees in the company. A company with less than 50 employees is considered small group insurance. A company with more than 50 employees would be considered large group insurance. The rates are different for large group insurance and small group insurance, as are the requirements. Why should an employer choose group health insurance? One reason is that a good employee benefits package helps to attract and retain employees. If an employee has an opportunity to work at two different companies offering the same pay, but one of the companies provides better employee benefits packing, the employee may choose to work for the company with the better employee benefits package. Corporate wellness programs have become very popular in recent years. Companies across the world are realising the importance of employee wellbeing. Happier employees are more productive and healthier employees are happier. Health, joy and productivity are all interlinked. Hence, the benefits of workplace wellness programs are quite obvious.

Montgomery & Graham's innovative insurance strategies included:

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Health Insurance can be an inefficient use of your capital... There's a better way!

Health Insurance can be an inefficient use of your capital... There's a better way!

Montgomery & Graham - We Solve Problems

Let us help you find solutions to the challenges your business faces today and tomorrow. Whether your looking to protect your family, home, auto, or business, at Montgomery & Graham Inc we have got you covered. Our team has worked with businesses of all sizes, and individuals with unqiue curcumstances to provide Washington & Oregon health insurance they can trust.

Schedule a consultion to find out how you can take control of your health insurance cost and offer employee benefit packages that excel in company wellness and employee retention. Understand your options and know about the lastest insurance stratigies, and save money offering innovative healthcare and risk management solutions. We solve problems at M&G, contact us today!

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M&G Benefits resources offer you the lastest in insurance and health care complaincy. Stay up to date on the need to know news regarding employee benefits.Insurance Industry Briefs

M&G Benefits resources offer you the lastest in insurance and health care complaincy. Stay up to date on the need to know news regarding employee benefits.

Workplace Wellness: Focusing Your Efforts

After an organization has completed the analysis of the worksite assessment and employee survey and taken a look at the array of program strategies to be considered, it's time to decide where to focus the wellness efforts. This article discusses things to consider when developing the wellness plan.

Workplace Wellness: Using Incentives in Wellness Programs

Incentives are about getting people to do things they would not generally do. This article explains why and how to incorporate incentives into your wellness program.

Health Care Reform: Workplace Wellness Program Incentives

This Brief provides an overview of the different types of workplace wellness programs and the Affordable Care Act’s rules on the incentives or rewards that can be offered under the programs.

Workplace Wellness: Getting Your Program Started

Once an organization decides it wants to start a workplace wellness program, the first question is often "What kinds of things should we do?" Before that discussion is had, it's important that organizations lay the groundwork for a wellness program. This article discusses those initial steps.

Workplace Wellness: Why Promote Wellness?

An article that discusses why it pays for employers to implement and encourage wellness in the workplace.

Workplace Wellness: Low-Cost Resources for Small Businesses

This document provides wellness program resources such as program surveys, health risk appraisals, nutritional strategies, tobacco cessation strategies, disease-specific resources and evaluation methods.

Workplace Wellness: Assessment Checklist

Employers should complete an assessment of their workplace to identify their wellness strengths and areas in need of improvement. Employers can use this checklist when completing their assessment.

Workplace Wellness: Evaluation

How do employers know if their wellness programs are successful? This template addresses the importance of evaluation in the wellness program process.

In-house HR and Legal as part of your employee benefits

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