Why the passing Oregon House Bill 4050 is big news for small business owners looking to reduce their health care costs

Eric Graham Partner

For over 20 years that Montgomery & Graham has been servicing the employee benefits needs of small and medium sized employers in the Northwest. Prior to the 2008 Oregon legislation self-funding under 50 employees, Montgomery & Graham was one of the top agencies in helping small companies control costs with self-funding. We are excited with the passing of House Bill 4050 on March 13, 2014, because this creative solution for small employers was our niche and our strategy for many years.

We would like to share why this is so significant for all employers in the under 50 employee space. Essentially, House Bill 4050 emancipates the small business owner from being shackled to a narrow selection of fully insured products. Small employers can once again leverage the same strategic cost containment products, which until now, were only available to employers with more than 50 employees.

We are advising our clients to see this as a major opportunity to take advantage of the unique health benefit designs that can save them considerable cost without reducing the level of benefits to their employees.

At Montgomery & Graham, we have prepared an executive briefing that we would like to extend to you to help you understand this exciting opportunity. Please complete the consultation request form and we will schedule your 20 minute overview meeting with one of our specialists.

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