Below is a 3 minute video on the Indexed Life Strategy in case you don't have time for a "good read"
If the video peaked your interest call me, and I'll come out and we can discuss this strategic indexed option in more detail.
The problem with being "in the market" with your hard earned money is that you can loose as much as you make...and once you loose it, it takes longer to get it back up to the same point that you were at.
See below example of the above (which happens all the time):
With a Mutual Fund/Stock Market:
You invest 10,000 and make 10%, for a total of 11,000. Then you make 10% more for a total of 12,100. But if you loose 20% you end up with only 9,680 which is way below the 10,000 you started out with. So you have to actually make more than 20% to get back to your initial outlay. So the market goes up 10% and you have: $10,648 in your Stock Market or Mutual Fund...up 10% more and you have 11,713.
With an Indexed Plan (it follows the market but isn't in the market so you can't loose principal/interest when the market crashes):
You invest 10,000 and make 10% for a total of 11,000. Then you make 10% more for a total of 12,100. But when the market crashes you don't loose any interest or principal. You just earn 0% (or 1% depending on the plan chosen) so you still have 12,100. Now the market goes up 10% and you have: $13,310 in your Indexed Plan up 10% more and you have 14,641.
Knowing that...where would you now like to put your money...Stock Market...Mutual Fund...Indexed Plan...
A place to put your money in now and pull it out tax free down the line when you need it...not when the government says you can "have it back"...where the principle and interest is safe from market loss...and there's the opportunity for a decent rate of return even during this crazy economy over the past few years...and an even better rate of return when the economy picks up. Now that's a great place for your money...wouldn't you agree?
When you can put away some money on a consistent basis I'd love to meet with you and share how an indexed LI policy can work for you, and what that looks like on paper for your current situation. I'm looking forward to working with you to grow your money.