Risk Management Consulting

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Did you know that businesses see a $4 to $6 return on every dollar invested in safety?

Our employee safety materials will help you promote a safety-minded workplace. We can provide flyers, newsletters, bulletins, a comprehensive worker safety manual and more to keep safety top of mind.

Is your current broker taking proactive steps to help you lower your mod?

We will help you control your mod through a comprehensive risk management plan, which seeks to reduce your workers’ compensation premium by acting on all its contributing factors, from loss control to cost containment.

Does your company have a safety program?

A safety culture equals risk reduction. We understand this and can offer you employee safety programs to help you reduce the risk of injuries and illnesses in your workplace.

Customized Objectives

Montgomery & Graham will help you tackle your mounting risk management challenges. With strategic planning and thorough understanding of your objectives, we provide custom policies and procedures that will help your employees understand the need for and the benefits of working in a safe work environment. We can help you with a loss control needs analysis, as well as the implementation and monitoring of each program deemed necessary. We will assist in all phases of the process, from employee meetings to payroll stuffers and informative brochures about loss control and employee participation.

Safety Committee Support

We recognize that many employers are seeking a more effective and efficient means of developing and communicating important safety information to their employees. Today, technology-based systems are forging the way toward improved communications, increased productivity, streamlined processes, and saved money for safety and risk management departments. Montgomery & Graham can offer you that support.
We have the tools available to assist our clients in getting the most out of their safety committee. Time is money, and these tools, coupled with our professional input, allow you to get the most out of the time you ask from your committee members.

Total Cost of Risk

Cost of risk is ultimately driven by several components of your entire risk management program and business operations. By understanding those components and how they are affected, we can apply our expertise to control and reduce your total cost of risk. Using our technology solutions, we can improve your total cost of risk and ultimately your bottom-line performance.
We understand that getting the best insurance premium is a must. To compete in today’s global economy, company costs are under constant scrutiny. As a result, many companies struggle to balance their loss control efforts with their bottom line. Helping you meet these divergent objectives is our specialty.

Our Specialties

Built upon a tradition of integrity, industry leadership, and excellence, Montgomery & Graham has been providing insurance and loss control consulting services to the business community for many years. We are committed to delivering tailored risk management solutions with thoughtful strategic planning, valuable professional services, and technology-based solutions to our valued clients.
Our staff of experienced insurance professionals can develop programs that make sense for your company and your employees. We have experienced professionals in all lines of property and casualty coverage, with the experience and know-how to keep your programs running smoothly and your employees safe.

We specialize in a wide variety of services and lines of coverage, including:

  • Workers’ Compensation
  • Automobile
  • Property
  • Professional Liability
  • Directors & Officers
  • Employment Practices Liability
  • Pollution Liability
  • General Liability
  • Risk Management
  • Loss Control
  • OSHA Compliance & Reporting
  • Claims Cost Containment
  • Mod Analysis

Professional Services

Using advanced technology and consulting expertise, we provide a variety of value-added professional services to our clients. These services reduce customer costs, increase efficiency, and improve our client satisfaction — bringing your risk management program to new heights in quality and performance. Can your current broker say the same?

National Affiliations

In addition to our own talented professionals and specialized value-added services, we have a wealth of resources available to us through several national affiliations.

Strategic Planning

We will develop a customized strategic plan for you that defines your objectives and outlines the actions needed to fulfill those objectives. Our strategic planning services ensure an organized, complete approach to fulfilling your insurance needs.

Five-Star Service

We pride ourselves on the level of knowledge and service we bring to our clients. Each client works with a single point-of-contact, making working with us seamless and easy.


Leading-edge technology lets us provide our customers with the latest data analysis, legislative news, communication resources, and online services.

Actuarial Services

When needed, we employ the services of professional actuaries to assist with calculations critical to your insurance plans. We go beyond standard solutions and deliver the maximum value for your hard-earned dollar.

Data Analysis

Using historical claims data from your carrier, our Internet-based ModMaster system analyzes your data and shows how and where to adjust your policy design to save money. Understanding your loss drivers enables us to help you implement appropriate loss control measures.

Our Custom Solutions

Our personalized website allows you to easily connect and communicate with our agency. Logon and you’ll discover a variety of online risk management resource tailored to your unique needs, including:

  • Complete OSHA log reporting and analysis capabilities. You can log OSHA recordables as they occur, instantly create a Work-Related Injuries and Illnesses Summary, and compile a 300A annual summary quickly and easily.
  • Links to workers’ compensation state statute overviews and related state resources for quick reference.
  • A library of downloadable materials covering a variety of insurance-related topics including loss control, workers’ compensation and employee safety communications.
  • Access to the site’s interactive Community, which provides you online access to a vast and knowledgeable network of industry peers.
  • 24/7 online service request submissions from the site to our customer service team, such as motor vehicle records or driver and vehicle changes.
  • Participation in P&C program surveys, which allow you to make comparisons to other employers across the country.
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Contact us for a Quote

Setup a free appointment to find out how you can start saving money using the latest insurance strategies!

Employee Benefits
Property & Casualty
Indivdual Insurance
M&G Benefits resources offer you the lastest in insurance and health care complaincy. Stay up to date on the need to know news regarding employee benefits.

Insurance Industry Briefs

M&G Benefits resources offer you the lastest in insurance and health care complaincy. Stay up to date on the need to know news regarding employee benefits.

Four Components of Risk Management

Understand how effective risk management impacts your bottom line and should be an integral part of the decision-making process.

Coverage Insights – Employment-Related Practices: Are You Prepared?

Discusses employment practices liability exposures and strategies to reduce risk. Employment-related lawsuits are a growing concern for employers of all sizes.

2013 Most Frequently Cited OSHA Standards - Manufacturing (NAICS 31-33)

Recent statistics from OSHA reveal the top standards cited in the fiscal year 2013 for the entire manufacturing industry.

Manufacturing Risk Insights: Lower Costs by Implementing Safety Programs

Understanding the importance of implementing effective safety programs in your manufacturing facility can have a big impact on your bottom line.

Insurance planning and news for Portland OR, Salem OR, Gresham OR, Beaverton OR, Tigard OR, Milwaukie OR, Lake Oswego OR, Oregon City OR, Wilsonvile OR, Newberg OR, McMinnville OR, Woodburn OR, Vancouver WA

Strategic Risk Management Plan

Strategic action timetable for illustrative or planning purposes.

GHS Compliance Toolkit

The GHS Compliance Toolkit is divided into two sections. The first section contains information designed to help employers understand and comply with OSHA’s revised Hazard Communication Standard. The second section contains a variety of training materials employers can use to educate employees on the new label elements and Safety data Sheet (SDS) format.

Work Comp Insights – Workers’ Compensation Insurance: An Overview

Workers’ compensation is an insurance coverage that pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. Learn about this insurance coverage today.

Manufacturing Employee Safety Manual

A customizable Employee Safety Manual for those in the manufacturing industry featuring safety policies and procedures that support a safety-conscious work environment. *Federal, state or local laws, along with individual circumstances, may require the employer to add to, remove or modify the policies in this handbook to fit their specific situations. This handbook is meant only to be a guide and should never be a substitute for appropriate legal counsel.