Resources for Oregon and Washington State health insurance, employee benefits, and property insurance.

Employee Referral Programs

As many baby boomers continue to retire, there may be vacancies in your work force that need filling. To assist in recruiting efforts, many employers offer an Employee Referral Program (ER Program) at their organization with the intention of bringing in qualified, knowledgeable job candidates who are hand-picked by their current employees. The idea is that they will be better suited for the organization because the existing employees have already done the pre-screening work, saving the human resources department time and the organization money. In addition, employees tend to carefully consider possible referrals because they feel accountable to both the organization and the person whom they are referring. Current employees can also provide information about the company to prospective employees and give descriptions of the benefits package and corporate culture so that potential employees have a better indication of what working for the organization would be like prior to being called in for an interview.

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Employee Benefits - HR Insights - Employee Referral Programs.pdf

Montgomery & Graham - We Solve Problems

Let us help you find solutions to the challenges your business faces today and tomorrow. Whether your looking to protect your family, home, auto, or business, at Montgomery & Graham Inc we have got you covered. Our team has worked with businesses of all sizes, and individuals with unique circumstances to provide Washington & Oregon health insurance they can trust.

Schedule a consultation to find out how you can take control of your health insurance cost and offer employee benefit packages that excel in company wellness and employee retention. Understand your options and know about the latest insurance strategies, and save money offering innovative healthcare and risk management solutions. We solve problems at M&G, contact us today!

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Employee Benefits
Property & Casualty
Indivdual Insurance

What is a Private Exchange 101
Find out why BridgeWorks NW benefits Employers and Employees!


  1. What problems will Bridgeworks NW solve for employers and employees?
  2. Why should you choose Bridgeworks NW versus other plans and exchanges?
  3. How does our long-term strategy provide meaningful benefits?

M&G Benefits resources offer you the lastest in insurance and health care complaincy. Stay up to date on the need to know news regarding employee benefits.

Insurance Industry Briefs

M&G Benefits resources offer you the lastest in insurance and health care complaincy. Stay up to date on the need to know news regarding employee benefits.

An Employer's Guide to Promoting Wellness at the Workplace

An article explaining the benefits of promoting wellness at the workplace, the best practices to follow when developing a wellness program and how to develop an operating plan for a wellness program.

Insurance planning and news for Portland OR, Salem OR, Gresham OR, Beaverton OR, Tigard OR, Milwaukie OR, Lake Oswego OR, Oregon City OR, Wilsonvile OR, Newberg OR, McMinnville OR, Woodburn OR, Vancouver WA

Plan Designs: Self-Insurance Guide

Self-funding is not right for every organization. Employers considering a switch from insured to self-funded health plans should carefully review the pros and cons outlined in this article before making a decision to self-fund.

HSA Questions and Answers

This Legislative Brief sets out Questions and Answers regarding Health Savings Accounts (HSAs), as provided by the Internal Revenue Service (IRS) in Notice 2008-59. The Notice addresses topics related to HSAs